Terms and Conditions for Taqah Financial Solutions

Welcome to Taqah Financial Solutions. These Terms and Conditions govern your use of our personal finance software, budgeting tools, investment tracking applications, financial literacy platforms, and secure data management services (collectively, "our Services"). By accessing or using our Services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using any of our Services, you signify your unreserved agreement to these Terms and Conditions. If you do not agree to these Terms, you must not use our Services.

2. Description of Services

Taqah Financial Solutions provides a suite of financial technology services designed to empower individuals with better financial management. Our Services include, but are not limited to, tools for personal budgeting, tracking investments, access to financial literacy content, and secure systems for managing personal financial data. These Services are provided for informational and planning purposes only and do not constitute financial advice.

3. User Responsibilities

4. Data Security and Privacy

Taqah Financial Solutions employs robust security measures to protect your financial data. We are committed to safeguarding your privacy. Our data handling practices are detailed in our Privacy Policy, which is incorporated by reference into these Terms. By using our Services, you consent to our data practices as described in the Privacy Policy.

5. Intellectual Property

All content, software, graphics, and designs provided through our Services are the exclusive property of Taqah Financial Solutions or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of our Services without our express written consent.

6. Disclaimers

Our Services are provided "as is" and "as available" without any warranties, express or implied. Taqah Financial Solutions does not warrant that our Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We make no guarantees regarding the accuracy, completeness, or reliability of any information or content provided through our Services.

7. Limitation of Liability

To the fullest extent permitted by law, Taqah Financial Solutions, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our Services; (ii) any conduct or content of any third party on our Services; (iii) any content obtained from our Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

8. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

9. Governing Law

These Terms and Conditions shall be governed and construed in accordance with the laws of the Sultanate of Oman, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Taqah Financial Solutions

153 Al Maha Street, Suite 4

Muscat, Muscat Governorate, 112

Sultanate of Oman